Money, Money, Money

1 00:00:00.230 --> 00:00:08.610 Real Life presents the Jack Hibbs Podcast, with intention and boldness to proclaim truth, equip the saints, and impact our 2 00:00:08.610 --> 00:00:09.010 culture. 3 00:00:09.210 --> 00:00:15.710 If you are obedient in the area of finances, there is a high probability that you are going to be 4 00:00:15.710 --> 00:00:22.350 very wise regarding finances and money, and the use of money, and it will better your life, it will better 5 00:00:22.350 --> 00:00:26.790 the life of your family, and it will better the life of the people you know, and it will better 6 00:00:26.790 --> 00:00:28.490 the life of your church that you attend. 7 00:00:28.890 --> 00:00:35.630 And it's a good feeling, because it's God-centered, it's Christ-glorifying, and it's the ministry toward others. 8 00:00:36.230 --> 00:00:38.290 Stop thinking that money is evil. 9 00:00:41.320 --> 00:00:47.480 You can get the outlines of this podcast by going to Jackhibbs.com slash podcast. 10 00:00:48.240 --> 00:00:54.560 Today, if this podcast lifts you up and encourages you to live a more fulfilled life in Christ, then make 11 00:00:54.560 --> 00:00:56.920 sure you leave us one of those five-star ratings. 12 00:00:57.280 --> 00:01:00.580 To us, that's like saying amen or yes. 13 00:01:00.960 --> 00:01:03.319 Then that rating will encourage others to listen. 14 00:01:03.760 --> 00:01:07.100 Now open your hearts to what God's Word has to say to you. 15 00:01:07.580 --> 00:01:08.960 Here is Jack Hibbs. 16 00:01:09.940 --> 00:01:11.840 Hey guys, we're talking about money. 17 00:01:12.220 --> 00:01:12.460 Money. 18 00:01:12.760 --> 00:01:18.660 In my old mind, I can hear money, money, money, money, that song that makes a lot of us older 19 00:01:18.660 --> 00:01:22.740 kind of sick to our stomach, because it was played constantly until it made you sick. 20 00:01:22.740 --> 00:01:27.700 But money is a big deal, everybody, a very big deal. 21 00:01:28.220 --> 00:01:29.240 Here's the reason why. 22 00:01:32.180 --> 00:01:41.020 Jesus introduces us most recently and graphically to the fact that money is a altar of worship. 23 00:01:42.360 --> 00:01:45.460 Money is an altar of worship. 24 00:01:47.500 --> 00:01:57.980 All that is something that is determined as all worship is by the one who chooses to worship what the 25 00:01:57.980 --> 00:01:58.700 object is. 26 00:01:58.940 --> 00:02:03.100 It's the worshiper that makes the object an object of worship. 27 00:02:03.900 --> 00:02:09.860 Jesus said you can either worship God or Mammon. 28 00:02:10.500 --> 00:02:16.040 Now Mammon was the ancient Greek God of wealth and prosperity. 29 00:02:17.240 --> 00:02:30.920 A Mammon goes back with various names, various titles through every culture, but in our biblical worldview sense, for us, 30 00:02:31.420 --> 00:02:41.180 all the way to ancient Babylon and the 360 Gods that made up the Babylonian worship system thousands and thousands 31 00:02:41.180 --> 00:02:42.000 of years ago. 32 00:02:42.400 --> 00:02:47.420 Mammon, again, manifesting itself in various ways. 33 00:02:48.540 --> 00:02:53.960 I think it's good to say at this moment that when Jesus says you can either serve God or fill 34 00:02:53.960 --> 00:02:56.660 in the blank, of course, this case, Mammon being money. 35 00:02:57.320 --> 00:03:12.100 Remember, behind the money, behind the, excuse me, behind the pursuit of health or bodybuilding or looks or hobbies or 36 00:03:12.100 --> 00:03:19.280 sports, or it doesn't matter what it is, doesn't matter, even doesn't matter how great it is, our fallen nature 37 00:03:19.280 --> 00:03:26.640 being spiritual creatures, we can take a really good thing and idolize it and thus making it an altar of 38 00:03:26.640 --> 00:03:26.920 worship. 39 00:03:27.120 --> 00:03:28.360 Hopefully that makes sense. 40 00:03:28.900 --> 00:03:34.680 For example, you can take, you can take shopping. 41 00:03:35.040 --> 00:03:35.800 You have to shop. 42 00:03:35.880 --> 00:03:36.940 Everybody has to shop. 43 00:03:37.760 --> 00:03:42.440 So you might chuckle right now because you're thinking, oh my goodness, Pastor Jack, I didn't think you'd be into 44 00:03:42.440 --> 00:03:42.820 shopping. 45 00:03:43.200 --> 00:03:44.720 I'm totally into shopping. 46 00:03:45.520 --> 00:03:54.420 Almost once a week, Lisa will send me to the Trader Joe's or, or whatever Albertson's or whatever to shop 47 00:03:54.420 --> 00:03:55.760 to buy food. 48 00:03:57.180 --> 00:03:59.200 And I've got my list and I go do that. 49 00:03:59.280 --> 00:04:00.000 Of course I shop. 50 00:04:00.080 --> 00:04:00.640 So do you. 51 00:04:00.960 --> 00:04:06.500 But see, you might've giggled a little bit a moment ago because you thought I was going to say Nordstrom's 52 00:04:06.500 --> 00:04:10.520 or, you know, fill in the blank, Macy's. 53 00:04:10.640 --> 00:04:18.600 I don't know what your world is, but we can make shopping an idol. 54 00:04:19.360 --> 00:04:23.680 Cause you know, when we're depressed and our feelings are hurt, or we just feel like we're not having a 55 00:04:23.680 --> 00:04:25.240 good day, I'm going to go shopping. 56 00:04:26.080 --> 00:04:26.920 Interesting, right? 57 00:04:27.140 --> 00:04:33.180 That is the exact same thing as leaning on something else and instead of leaning on God. 58 00:04:33.820 --> 00:04:39.000 Now, what I'm saying to you might be very abstract to some of your thinking, but there are some people 59 00:04:39.000 --> 00:04:51.400 who find their meaning in escaping by, by masking themselves through the inability to cope through a really rough day. 60 00:04:51.500 --> 00:04:54.600 They can't handle it unless they have a drink. 61 00:04:55.000 --> 00:04:56.320 It's been a rough day, man. 62 00:04:56.380 --> 00:04:57.060 I need it. 63 00:04:57.100 --> 00:04:57.920 I need a drink. 64 00:04:59.040 --> 00:04:59.860 That's an idol. 65 00:05:01.920 --> 00:05:07.020 It would be, look, it'd be the same for me if I say, man, I've had a really rough day. 66 00:05:07.580 --> 00:05:13.540 I, I'm going to go paddle boarding or surfing or writing or walking or whatever. 67 00:05:14.400 --> 00:05:15.800 It's not the thing. 68 00:05:16.760 --> 00:05:18.900 It's what I make the thing into be. 69 00:05:21.090 --> 00:05:23.250 And money is at the top of the list. 70 00:05:24.290 --> 00:05:25.670 Money's at the top of the list. 71 00:05:25.770 --> 00:05:27.990 And first of all, let's start here regarding money. 72 00:05:28.550 --> 00:05:36.410 Um, the book of Ecclesiastes chapter three, verses 12 to 13 says this, I know that nothing is better for 73 00:05:36.410 --> 00:05:40.190 them than to rejoice and to do good in their lives. 74 00:05:40.470 --> 00:05:48.430 And also that every man should eat and drink and enjoy the good of all his labor. 75 00:05:49.090 --> 00:05:51.690 It is the gift of God. 76 00:05:51.750 --> 00:05:52.790 What does that mean? 77 00:05:52.890 --> 00:06:00.570 That is one of those verses that uh, speaks about, um, free trade capitalism. 78 00:06:01.410 --> 00:06:08.290 Man works with his own hands, takes what he has crafted and sells it. 79 00:06:08.390 --> 00:06:11.170 And he makes his own life better. 80 00:06:11.250 --> 00:06:14.230 And he makes the lives of those who are his family. 81 00:06:14.390 --> 00:06:17.330 And even those who are of his community better. 82 00:06:17.690 --> 00:06:18.390 Why? 83 00:06:18.390 --> 00:06:21.010 Because he rightly used his skills. 84 00:06:21.190 --> 00:06:29.690 Listen, everyone, he rightly used his skills of which I am moving my fingers, uh, announcing that this is the 85 00:06:29.690 --> 00:06:33.830 symbol for skills and I've used my hands. 86 00:06:35.050 --> 00:06:38.170 I've used them to create something. 87 00:06:38.530 --> 00:06:45.550 This doesn't matter if I created music, if I created a brick or if I created a, you got my 88 00:06:45.550 --> 00:06:45.930 point. 89 00:06:46.450 --> 00:06:51.670 I use the skill sets that God has given me, whatever they are for you. 90 00:06:52.090 --> 00:06:53.690 And you didn't sit idle. 91 00:06:54.010 --> 00:06:54.710 You use them. 92 00:06:54.810 --> 00:06:59.850 And the Bible says by all means, use them because you will be a blessing both to others around you, 93 00:07:00.250 --> 00:07:07.730 but to yourself, there's a sense of self-worth, listen, self-worth and meaning by the use of your hands. 94 00:07:08.910 --> 00:07:16.470 And so many young people today and shame on us as parents are letting our kids sit on their hands 95 00:07:16.470 --> 00:07:26.510 instead of pulling their hands out and using them in effort, in work, in sweat, digging holes. 96 00:07:26.710 --> 00:07:37.730 I'm not joking, digging holes, planting things, uh, laying foundations, uh, digging, use the hands, build something. 97 00:07:38.510 --> 00:07:43.850 Look in your own home for many of you who are homeschoolers or, or you've got kids in public school, 98 00:07:44.190 --> 00:07:53.610 have your kids build a bird house with hammer, wood and nails and glue, design it and then build it. 99 00:07:53.650 --> 00:07:54.650 I'm just, I'm not joking. 100 00:07:56.330 --> 00:07:56.730 Why? 101 00:07:56.730 --> 00:08:03.050 A sense of accomplishment, get up on the ladder, put it on, put it up in the tree, nail it 102 00:08:03.050 --> 00:08:03.530 up there. 103 00:08:04.730 --> 00:08:09.870 And your kids will forever in your backyard, look up and remember, Hey, we made that bird house. 104 00:08:10.930 --> 00:08:17.050 And then there's an overwhelming sense of satisfaction when you actually see a bird or a squirrel come in and 105 00:08:17.050 --> 00:08:17.950 out of that bird house. 106 00:08:18.050 --> 00:08:18.870 What has happened? 107 00:08:18.870 --> 00:08:26.150 You meaningful used your hands in a meaningful way and you have self-worth because you have ascribed yourself to 108 00:08:26.150 --> 00:08:27.390 do something. 109 00:08:28.090 --> 00:08:30.090 And I'm in, God does the same thing with money. 110 00:08:30.390 --> 00:08:33.590 God wants us to use our money. 111 00:08:34.169 --> 00:08:39.510 Uh, God, listen, there is no virtue in poverty, but let me be careful to say this. 112 00:08:40.390 --> 00:08:46.710 Uh, I am not preaching prosperity, wealth and claimant doctrine. 113 00:08:46.930 --> 00:08:47.610 I'm against it. 114 00:08:47.750 --> 00:08:49.910 I preach and teach against that. 115 00:08:50.550 --> 00:08:53.930 However, God blesses obedience. 116 00:08:54.490 --> 00:08:55.290 That's a fact. 117 00:08:55.770 --> 00:09:03.190 If you're, if you are obedient in the area of finances, there is a high probability that you are going 118 00:09:03.190 --> 00:09:07.390 to be very wise regarding finances and money and the use of money. 119 00:09:08.070 --> 00:09:10.670 And, uh, it will better your life. 120 00:09:10.770 --> 00:09:12.510 It will better the life of your family. 121 00:09:12.510 --> 00:09:16.970 And it will better the life of the people, you know, and it will better the life of your church 122 00:09:16.970 --> 00:09:17.690 that you attend. 123 00:09:18.950 --> 00:09:21.930 And it's a good feeling because it's God centered. 124 00:09:22.230 --> 00:09:25.990 It's Christ glorifying and it's the ministry toward others. 125 00:09:26.690 --> 00:09:28.690 Stop thinking that money is evil. 126 00:09:29.450 --> 00:09:31.890 Nowhere in the Bible does it say that money is evil. 127 00:09:32.650 --> 00:09:40.590 It's just not there, but we have pulled back to think, Oh yeah, it is evil because this charlatan preacher, 128 00:09:40.910 --> 00:09:44.210 this guy's yelling and screaming about sending him a thousand dollars. 129 00:09:44.350 --> 00:09:50.970 Look, I, I do hope, you know, never send, uh, televangelists money, never send them money. 130 00:09:51.590 --> 00:09:52.470 Don't do it. 131 00:09:53.710 --> 00:09:56.650 I mean, do it if God tells you to, but don't do it. 132 00:09:56.750 --> 00:10:03.990 If they told you to, uh, number one way for me to not send a ministry money is if they 133 00:10:03.990 --> 00:10:06.430 ask, will you send us money, please? 134 00:10:07.390 --> 00:10:08.450 Yeah, no way. 135 00:10:08.710 --> 00:10:15.950 So listen, so we already know that God is the creator of a free trade market. 136 00:10:16.130 --> 00:10:22.850 Man works with his hands, sells, uh, what he does to the betterment of his own life and the life 137 00:10:22.850 --> 00:10:23.350 of others. 138 00:10:23.930 --> 00:10:28.690 The Bible tells us that Abraham was a man who worked with his own hands and God blessed him with 139 00:10:28.690 --> 00:10:35.230 a multitude of flocks and God blessed him when he stopped and they dug wells, God brought up water. 140 00:10:35.390 --> 00:10:36.670 Notice all these things are miraculous. 141 00:10:37.390 --> 00:10:41.610 All that was needed was Abraham to apply his human skill and God blessed it. 142 00:10:42.570 --> 00:10:49.210 Before Adam was ever married, before Adam was married, Adam had a job. 143 00:10:50.590 --> 00:10:52.910 I think that's significant for our day and age. 144 00:10:53.350 --> 00:11:00.090 Keep that in mind before Adam ever was given Eve by God, God gave Adam a job. 145 00:11:03.720 --> 00:11:06.020 And that is a significant part. 146 00:11:07.080 --> 00:11:09.020 Nobody should get married without a job. 147 00:11:10.200 --> 00:11:10.720 Hello. 148 00:11:11.360 --> 00:11:12.400 That's obvious. 149 00:11:12.920 --> 00:11:19.520 Uh, by the way, I don't care if you actually are listening to this podcast right now and you're worth 150 00:11:19.520 --> 00:11:26.520 a hundred million dollars and you get up in the morning and you sit on your hands, you're going to 151 00:11:26.520 --> 00:11:27.100 get in trouble. 152 00:11:28.360 --> 00:11:32.040 Your idle time with your hands, I don't care how much money you're worth. 153 00:11:33.340 --> 00:11:36.940 You're not supposed to stop using your hands for good. 154 00:11:37.840 --> 00:11:44.240 If you're worth a lot of money and you don't have to work like the rest of us do, and 155 00:11:44.240 --> 00:11:48.120 you're using your hands and your skills to get into mischief, boy, are you in trouble. 156 00:11:48.580 --> 00:11:55.360 Don't be surprised if your wealth sprouts wings like a bird and flies away from you instead of you using 157 00:11:55.360 --> 00:11:58.220 it for the advancement of God's love, kingdom, and grace. 158 00:11:59.860 --> 00:12:00.480 Money. 159 00:12:01.020 --> 00:12:04.500 First Timothy chapter six, verse 10 for the love of money. 160 00:12:04.780 --> 00:12:05.540 There you go. 161 00:12:05.760 --> 00:12:10.420 The love of money is a root of all kinds of evil. 162 00:12:10.700 --> 00:12:12.780 You see money's not evil. 163 00:12:13.320 --> 00:12:15.220 Money is a moral. 164 00:12:16.660 --> 00:12:17.280 Okay. 165 00:12:17.360 --> 00:12:19.300 So football is not evil. 166 00:12:19.640 --> 00:12:21.320 Football is a moral. 167 00:12:22.480 --> 00:12:26.420 It has no morality until humans assign morality to it. 168 00:12:29.260 --> 00:12:30.860 You can go on and on with this. 169 00:12:30.980 --> 00:12:31.800 I hope you get that. 170 00:12:31.880 --> 00:12:33.140 We don't have the time to develop that. 171 00:12:33.180 --> 00:12:35.820 I wish we did, but money is amoral. 172 00:12:36.900 --> 00:12:42.760 It's used for good or evil based upon the person who is governing it. 173 00:12:44.960 --> 00:12:47.380 I have this Sharpie in my hand. 174 00:12:48.200 --> 00:12:57.380 I could write with this Sharpie with my hand that, so I write love you. 175 00:12:58.600 --> 00:13:03.280 With the Sharpie, I wrote this. 176 00:13:04.080 --> 00:13:22.810 With this same Sharpie, I could turn around and say something like down with you or let's riot or something. 177 00:13:26.010 --> 00:13:27.690 This pen is amoral. 178 00:13:27.870 --> 00:13:29.270 Money is amoral. 179 00:13:29.770 --> 00:13:35.070 It doesn't have any morality until you put it into practice. 180 00:13:36.110 --> 00:13:39.910 That's why we are to be stewards over the resources we have. 181 00:13:39.950 --> 00:13:42.030 And you might say, Pastor Jack, I don't have any resources. 182 00:13:42.030 --> 00:13:43.230 Yes, you do. 183 00:13:43.810 --> 00:13:44.970 Don't say that. 184 00:13:45.050 --> 00:13:46.330 You say, I'm so broke. 185 00:13:47.910 --> 00:13:48.350 Yeah. 186 00:13:48.490 --> 00:13:49.130 No, you're not. 187 00:13:50.370 --> 00:13:51.750 Listen, you're not. 188 00:13:53.510 --> 00:14:03.820 If you're living from check to check, you have the ability with $1 to bless someone or to use it 189 00:14:03.820 --> 00:14:04.480 for God's glory. 190 00:14:05.540 --> 00:14:10.960 Maybe you're in a pension or maybe you're on social security. 191 00:14:14.020 --> 00:14:19.980 God will call you and show you how to use a nickel for his glory. 192 00:14:20.220 --> 00:14:20.800 Do you understand? 193 00:14:20.980 --> 00:14:22.120 My friend, please get this. 194 00:14:23.520 --> 00:14:33.160 In the eyes of God, a million dollars is not more good than a nickel. 195 00:14:34.620 --> 00:14:40.900 You can use a million dollars with the wrong motive to do the bad thing, the wrong thing, and somebody 196 00:14:40.900 --> 00:14:42.420 else can use a nickel. 197 00:14:44.060 --> 00:14:48.480 And it winds up in eternity being more honoring to God than a million dollars. 198 00:14:49.240 --> 00:14:51.120 I hope I made that point very, very clear. 199 00:14:52.300 --> 00:14:57.600 Back to 1 Timothy chapter 6, verse 10, for the love of money is a root of all kinds of 200 00:14:57.600 --> 00:15:09.710 evil, for which some, having strayed from the faith, interesting, faith in the use of money, having strayed from the 201 00:15:09.710 --> 00:15:15.710 faith, have become greedy and have pierced themselves through with many sorrows. 202 00:15:16.690 --> 00:15:20.870 Did you know that chasing wealth will pierce you through with many sorrows? 203 00:15:21.870 --> 00:15:27.770 Did you know that chasing wealth will get you into schemes and plots and plans that will end to your 204 00:15:27.770 --> 00:15:28.170 demise? 205 00:15:30.470 --> 00:15:41.590 I spoke to a man rather recently who said to me, because of my greed and my pursuit and my 206 00:15:41.590 --> 00:15:56.330 ambition, things began to, I fudged things along the way, and that man was sentenced to 127 years in prison 207 00:15:58.980 --> 00:15:59.820 because of money. 208 00:16:02.230 --> 00:16:10.970 And now the Lord's got a hold of his beautiful heart, and he's telling people and writing to people saying, 209 00:16:12.050 --> 00:16:14.970 seek God first, do not love money. 210 00:16:15.690 --> 00:16:17.990 What about 2 Thessalonians 3, verse 10? 211 00:16:18.910 --> 00:16:27.790 For even when we were with you, we commanded you this one thing, if anyone will not work, if anyone 212 00:16:27.790 --> 00:16:30.770 will not work, neither shall he eat. 213 00:16:32.630 --> 00:16:39.390 I believe this principle needs to be, this should be the verse that is embossed in the front of the 214 00:16:39.390 --> 00:16:50.630 United States Federal Office of the Social Security Office, the US Treasury, Health and Human Services. 215 00:16:52.610 --> 00:16:58.690 If you have the ability to make money with your hands, and you do not, you should not be given 216 00:16:58.690 --> 00:16:59.310 food. 217 00:17:01.540 --> 00:17:02.500 The Bible says that. 218 00:17:02.580 --> 00:17:08.640 If you're a bum, the Bible says, let the guy who's a bum, let him get hungry enough, he'll go 219 00:17:08.640 --> 00:17:09.099 to work. 220 00:17:11.260 --> 00:17:12.700 Man, is this tough love or what? 221 00:17:13.220 --> 00:17:14.500 No, it's not tough love. 222 00:17:14.960 --> 00:17:16.000 It's a normal way of living. 223 00:17:16.660 --> 00:17:19.000 Look, I'm old, but I'm not a dinosaur. 224 00:17:19.660 --> 00:17:30.260 I grew up in a non-Christian home that had enough sense that my dad's instruction to us was, only 225 00:17:30.260 --> 00:17:32.420 spend what you have. 226 00:17:34.800 --> 00:17:35.920 Save what you can. 227 00:17:38.210 --> 00:17:40.630 Put away a little bit here and there along the way. 228 00:17:43.780 --> 00:17:46.080 That was from a non-Christian home. 229 00:17:47.740 --> 00:17:54.740 And I, since the day I was able to acquire money from my first job at the age of 15 230 00:17:54.740 --> 00:18:01.320 in the summer, summer job working at a grocery store, did exactly that. 231 00:18:02.760 --> 00:18:04.740 In fact, can I insert this at this moment? 232 00:18:04.860 --> 00:18:14.990 I know I'm eating up time here, but this is kind of personal, but I'm telling you this because it 233 00:18:14.990 --> 00:18:16.730 will make things better for you. 234 00:18:16.810 --> 00:18:19.150 I don't care how old you are, or I don't care how young you are. 235 00:18:20.550 --> 00:18:27.570 So if I started at the age of 15, like a squirrel putting nuts away in a tree, I can 236 00:18:27.570 --> 00:18:34.910 tell you right now that I took my dad's advice on that, and I started putting away nickels, quarters, and 237 00:18:34.910 --> 00:18:40.160 dimes that eventually graduated out of a can. 238 00:18:41.440 --> 00:18:51.080 And in my dresser drawer, I started hiding an envelope and I would put dollars in an envelope and I 239 00:18:51.080 --> 00:18:51.580 would save up. 240 00:18:51.700 --> 00:18:52.960 I'm sorry, fighting something. 241 00:18:56.100 --> 00:18:59.360 I have done that since I was 15 years of age. 242 00:19:01.310 --> 00:19:09.990 The last time I checked, I have an envelope and that envelope has a date on it. 243 00:19:10.090 --> 00:19:17.350 And I think it's 1979 that I've been putting money in that envelope. 244 00:19:19.360 --> 00:19:21.680 Now today in the modern age, you don't have to use an envelope. 245 00:19:22.500 --> 00:19:25.740 There's great apps like Capital with a Q, Capital. 246 00:19:26.600 --> 00:19:29.420 There's many apps on how to save money. 247 00:19:32.550 --> 00:19:40.630 But why am I saying this is because if you're faithful in a little bit, God will give you the 248 00:19:40.630 --> 00:19:46.210 honor and the ability to be faithful with a little bit more, and then a little bit more, and then 249 00:19:46.210 --> 00:19:47.250 a little bit more. 250 00:19:47.670 --> 00:19:54.870 And you discipline yourself because I promise you this, if you've got $20 in your hand and you break it 251 00:19:54.870 --> 00:19:59.070 up and you take $5 of that and put it in an envelope or put it in a bank account 252 00:19:59.070 --> 00:20:03.330 and put it away, forget about it, you won't spend it. 253 00:20:04.970 --> 00:20:09.750 And by the way, there's apps today, like I said a moment ago, where if I go get $10 worth 254 00:20:09.750 --> 00:20:17.910 of gas, I have set my app to pay that gas bill, but also it sends the equal amount of 255 00:20:17.910 --> 00:20:18.310 gasoline. 256 00:20:18.770 --> 00:20:20.290 I paid $10 for gas. 257 00:20:20.490 --> 00:20:22.210 It turns around and it sends $10. 258 00:20:23.150 --> 00:20:25.310 I pay myself in a savings account. 259 00:20:25.930 --> 00:20:30.470 These are disciplines that are gloriously beautiful and it accumulates. 260 00:20:31.850 --> 00:20:33.650 And God will bless you with that. 261 00:20:34.430 --> 00:20:37.170 Management, little faithful in little make you faithful in more. 262 00:20:37.710 --> 00:20:39.810 Young people start that today, watch what happens. 263 00:20:40.970 --> 00:20:46.330 But I love how the Bible says if you're able-bodied, if you can make money and work, if you 264 00:20:46.330 --> 00:20:50.350 don't, you're not going to get any handouts. 265 00:20:51.290 --> 00:20:58.490 If that happened today, a bulk of America's economic problems would be solved in a weekend. 266 00:20:58.910 --> 00:20:59.490 Did you know that? 267 00:21:00.090 --> 00:21:04.910 This nation suffers because it pays people not to work. 268 00:21:05.490 --> 00:21:09.550 And that is a Godless antiChrist concept. 269 00:21:10.430 --> 00:21:13.610 You don't work, you're not going to get any food. 270 00:21:14.210 --> 00:21:18.910 To those who can't work because they are debilitated, wounded, injured. 271 00:21:20.290 --> 00:21:28.030 Hey, it's our honor to take care of you gladly because you can't participate that way. 272 00:21:30.050 --> 00:21:37.630 Proverbs 22 verse 7, the rich rules over the poor and the borrower is servant to the lender. 273 00:21:39.390 --> 00:21:42.750 Proverbs 22 verse 7 is a verse that warns us against abuse. 274 00:21:43.250 --> 00:21:44.970 And our nation is full of abuse. 275 00:21:45.850 --> 00:21:49.990 This would probably be a good time for me to talk to you guys about, gosh, look at me, I'm 276 00:21:49.990 --> 00:21:53.650 turning into your parent or to your grandparent. 277 00:21:56.130 --> 00:21:57.670 But that's okay, I guess, right? 278 00:21:57.850 --> 00:21:59.450 If it helps you, super. 279 00:22:00.570 --> 00:22:04.110 But not everyone can receive what I'm about to say. 280 00:22:06.680 --> 00:22:13.180 I know that, oh, I can't think of his name. 281 00:22:13.340 --> 00:22:13.940 You know who he is. 282 00:22:14.160 --> 00:22:16.680 The Christian money guy, whoever he is. 283 00:22:17.460 --> 00:22:19.680 He does not agree with me, but that's okay. 284 00:22:19.740 --> 00:22:20.980 I don't agree with him on this. 285 00:22:22.200 --> 00:22:28.960 In Proverbs 22 when it says, the rich rules over the poor and the borrower is servant to the lender, 286 00:22:29.660 --> 00:22:40.920 I am a massive fan of using particular credit cards that are worthy of my use. 287 00:22:41.320 --> 00:22:42.200 I mean this sincerely. 288 00:22:42.720 --> 00:22:50.660 Folks, now I'm taking off my pastor's hat and I'm putting on my personal hat for Jack's life. 289 00:22:50.800 --> 00:22:56.400 I am not, for the record, I am not a financial advisor, nor do I pretend to be one or 290 00:22:56.400 --> 00:23:02.560 play the role of, but I am a steward over what God has given me, as you should be over 291 00:23:02.560 --> 00:23:02.800 you. 292 00:23:03.720 --> 00:23:06.500 And so, for example, young people listen carefully. 293 00:23:08.360 --> 00:23:15.220 Research the best credit cards that pay the most in points and or dollars back for credit card use. 294 00:23:16.820 --> 00:23:19.040 The best cards are going to have fees. 295 00:23:19.480 --> 00:23:20.520 Don't let that scare you. 296 00:23:22.160 --> 00:23:26.040 If you, for example, I'm just going to go big. 297 00:23:27.040 --> 00:23:35.200 If you, for example, apply for a credit card because you choose to apply for this particular, let's say, I 298 00:23:35.200 --> 00:23:36.560 hope I can say this legally. 299 00:23:36.940 --> 00:23:37.740 I'll make one up. 300 00:23:40.860 --> 00:23:42.140 Amex, American Express. 301 00:23:42.300 --> 00:23:43.360 I'm just using that as an example. 302 00:23:43.480 --> 00:23:44.320 I'm not promoting them. 303 00:23:45.040 --> 00:23:46.860 I'm not doing a commercial for them. 304 00:23:48.000 --> 00:23:51.380 But the annual fee is 500 bucks. 305 00:23:52.000 --> 00:23:52.420 What? 306 00:23:53.440 --> 00:23:56.340 500 bucks to have their credit card? 307 00:23:56.680 --> 00:23:57.560 Hold on. 308 00:23:58.480 --> 00:23:59.640 They're not dumb. 309 00:24:00.080 --> 00:24:01.660 There's a reason why they're charging you. 310 00:24:02.400 --> 00:24:05.340 If you are a young person, this may not be the card for you. 311 00:24:06.060 --> 00:24:12.240 You might want to go with something that the annual fee is 55, 75 or 100 dollars a year. 312 00:24:13.820 --> 00:24:15.120 Why would I do that? 313 00:24:15.980 --> 00:24:24.760 Because every time I use this American Express card, it gives me so many points or dollars for money spent. 314 00:24:24.900 --> 00:24:37.640 For example, if I fill my gas tank up at Shell Oil, I get four points or four dollars for 315 00:24:37.640 --> 00:24:44.800 every dollar spent that is put into or that is in the American Express account. 316 00:24:46.220 --> 00:24:48.120 Fast forward through all of this. 317 00:24:48.320 --> 00:24:48.740 Watch this. 318 00:24:48.860 --> 00:24:50.000 I travel a lot. 319 00:24:51.020 --> 00:24:53.740 And so you know that 500 dollar fee. 320 00:24:54.520 --> 00:24:56.400 Here's how I justify it. 321 00:24:57.620 --> 00:25:07.120 I pay them 500 to have their credit card, but I don't care what their interest rate is, because I 322 00:25:07.120 --> 00:25:12.920 will only spend on that card what I can pay at the end of 30 days. 323 00:25:13.600 --> 00:25:23.770 I use their money to make money, meaning I pay my bill off at the end of the month so 324 00:25:23.770 --> 00:25:24.690 that I'm not charging. 325 00:25:24.830 --> 00:25:32.310 They're not charging me interest, but they just gave me, let's say I spent a thousand dollars on new tires 326 00:25:32.310 --> 00:25:32.990 for my car. 327 00:25:34.150 --> 00:25:37.850 I have that thousand dollars in my pocket, but I'm not going to use it. 328 00:25:38.270 --> 00:25:43.110 I'm going to use the card and then at the end of the month send the money that's in my 329 00:25:43.110 --> 00:25:48.970 pocket to the credit card company because now we just broke even, right? 330 00:25:48.990 --> 00:25:49.750 We're all zeroed out. 331 00:25:49.850 --> 00:25:50.470 They're paid. 332 00:25:50.610 --> 00:25:51.770 I paid for it. 333 00:25:51.850 --> 00:25:52.490 It's done. 334 00:25:52.670 --> 00:25:57.370 But they wind up giving me a thousand or two or three thousand points. 335 00:25:58.410 --> 00:25:59.850 Are you with me at tracking? 336 00:26:00.770 --> 00:26:07.090 The points I use to travel, the points I use for hotel, it's free money. 337 00:26:07.990 --> 00:26:13.150 I will only use a credit card that pays me to use their card. 338 00:26:14.070 --> 00:26:16.290 I use them to make money. 339 00:26:17.190 --> 00:26:19.190 Now, people will say, don't use credit cards. 340 00:26:19.210 --> 00:26:19.870 You'll go into debt. 341 00:26:20.210 --> 00:26:25.850 This is true for people who do not have self-control and for people who do not understand how to 342 00:26:25.850 --> 00:26:26.910 use somebody else's money. 343 00:26:27.670 --> 00:26:28.810 Use the bank's money. 344 00:26:28.950 --> 00:26:31.390 Use the credit card company's money to your advantage. 345 00:26:31.570 --> 00:26:37.350 They are literally banking on you not being a good Christian steward over money. 346 00:26:37.410 --> 00:26:38.270 Does that make sense? 347 00:26:39.310 --> 00:26:40.530 Beat them at their game. 348 00:26:41.490 --> 00:26:46.950 Citibank, Chase, I don't care who it is. 349 00:26:47.070 --> 00:26:48.090 Research for yourself. 350 00:26:48.670 --> 00:26:50.470 But here's the fun thing about this. 351 00:26:52.210 --> 00:26:54.850 I will not become indebted to the lender. 352 00:26:55.730 --> 00:27:01.990 I actually use the lender to capitalize off of their lending. 353 00:27:03.750 --> 00:27:04.730 I hope this makes sense. 354 00:27:04.830 --> 00:27:05.550 It's so simple. 355 00:27:06.670 --> 00:27:07.530 I'm going to, I got to hurry up. 356 00:27:07.590 --> 00:27:09.310 I can't believe it's 26 minutes already. 357 00:27:09.370 --> 00:27:10.450 We've been talking on this stuff. 358 00:27:10.730 --> 00:27:13.350 You said, yeah, but Jack, you still have the $500 problem. 359 00:27:13.710 --> 00:27:14.870 It's a $500 fee. 360 00:27:15.150 --> 00:27:23.030 Not, not a problem at all because certain credit cards, certain credit cards, all I have to do, I know, 361 00:27:23.050 --> 00:27:25.810 I know this like a science because I've been doing this all my life. 362 00:27:26.330 --> 00:27:27.790 For example, here's an example. 363 00:27:28.470 --> 00:27:30.310 $500, I pay a $500 fee. 364 00:27:30.470 --> 00:27:31.390 Do you know what that means to me? 365 00:27:31.530 --> 00:27:35.530 That means I have to rent a car at least four times this year. 366 00:27:36.490 --> 00:27:41.970 If I'm traveling and I rent a car from Hertz, I'm not paid by Hertz to say this. 367 00:27:42.590 --> 00:27:51.430 If I rent the car from Hertz, that particular credit card, the benefit for paying the $500 is I don't 368 00:27:51.430 --> 00:27:59.090 have to pay for any of the liability insurances that they want to charge me every day that I use 369 00:27:59.090 --> 00:27:59.250 it. 370 00:27:59.350 --> 00:28:00.890 It's covered by the insurance company. 371 00:28:01.290 --> 00:28:02.910 Now, not all cards are the same. 372 00:28:03.670 --> 00:28:04.630 You got to research this. 373 00:28:04.710 --> 00:28:05.490 Be very careful. 374 00:28:05.630 --> 00:28:06.310 Be very smart. 375 00:28:06.850 --> 00:28:08.250 Be very shrewd about this. 376 00:28:08.830 --> 00:28:09.450 Apply yourself. 377 00:28:09.530 --> 00:28:10.250 Be a good steward. 378 00:28:10.830 --> 00:28:13.390 But I know my math. 379 00:28:14.050 --> 00:28:23.980 It saves me four car rentals and I am well on my way to, to using that $500 or getting 380 00:28:23.980 --> 00:28:27.340 that $500 back of the fee that I've used. 381 00:28:27.660 --> 00:28:31.500 On top of the fact, any airline, I, I'm not going to tell you cause I don't want to get 382 00:28:31.500 --> 00:28:31.900 in trouble. 383 00:28:32.720 --> 00:28:39.360 But I have a particular well-known credit card that if I book any travel on that card during the 384 00:28:39.360 --> 00:28:47.220 duration ticketed dates of that card, if I die during those ticketed dates of that travel that I used with 385 00:28:47.220 --> 00:28:54.080 that credit card, it pays a $1 million life insurance policy out for the duration of my life. 386 00:28:54.120 --> 00:29:03.910 If I die while using that flight, that train, that plane, that cruise, and the ship sinks because I bought 387 00:29:03.910 --> 00:29:05.390 the ticket on that credit card. 388 00:29:08.030 --> 00:29:09.270 That's one of the perks. 389 00:29:10.070 --> 00:29:12.470 You see what I'm telling you to do as a Christian? 390 00:29:13.330 --> 00:29:19.030 Use God, use money wisely and be a good steward over it. 391 00:29:19.610 --> 00:29:25.390 What I want to do is I want to make enough money to feed my wife. 392 00:29:26.050 --> 00:29:31.430 All my kids are gone now, but I want to lay up a treasure for my children and grandchildren. 393 00:29:32.990 --> 00:29:41.450 But first I tithe to the work of God always first, always first. 394 00:29:42.130 --> 00:29:43.250 That's between me and God. 395 00:29:43.430 --> 00:29:46.190 And I'm not going to tell you what percentage I use. 396 00:29:46.270 --> 00:29:47.670 That's between me and God. 397 00:29:48.710 --> 00:29:50.590 My goodness, we could go on and on about this. 398 00:29:50.730 --> 00:29:51.950 I don't know how much time you have. 399 00:29:52.010 --> 00:29:53.250 I don't even know how much time I have. 400 00:29:53.310 --> 00:29:55.730 I'm going to wait for the producers to start yelling at me. 401 00:29:57.450 --> 00:29:59.310 Proverbs, oh wow, here it is. 402 00:29:59.730 --> 00:30:03.830 Proverbs 13, 22, a good man leaves an inheritance to his children's children. 403 00:30:04.010 --> 00:30:04.670 I just said that. 404 00:30:05.050 --> 00:30:08.310 I didn't even know that was the next verse that was printed out. 405 00:30:10.280 --> 00:30:15.860 Did you know that as elderly people, we are not to borrow or we're not to lean upon our children 406 00:30:15.860 --> 00:30:16.440 for help? 407 00:30:18.960 --> 00:30:25.840 Did you know that as elderly people, we are to have blessed our children so that they are blessed because 408 00:30:25.840 --> 00:30:29.140 we have seen to it that we're not a burden to them. 409 00:30:30.460 --> 00:30:41.300 So in other words, if we got our home and we paid it off, we are now no longer a 410 00:30:41.300 --> 00:30:45.620 burden to our children and our children's children because we'll never be homeless. 411 00:30:47.060 --> 00:30:53.040 Or if you buy us in America, a lot of people can, after they pay their home off, they can 412 00:30:53.040 --> 00:30:55.580 buy a second home or they can reinvest in other things. 413 00:30:55.860 --> 00:30:56.380 That's great. 414 00:30:57.060 --> 00:30:57.820 That's great. 415 00:30:58.960 --> 00:31:03.000 Just don't become a burden to your children or your children's children, but rather a blessing. 416 00:31:03.600 --> 00:31:05.320 President Trump, I don't know if you know about this. 417 00:31:05.440 --> 00:31:11.220 President Trump just initiated the Trump, the Trump, anybody know what that's called? 418 00:31:11.320 --> 00:31:13.580 You guys, the Trump savings account for children. 419 00:31:14.300 --> 00:31:17.480 It's never happened before in the history of America. 420 00:31:17.900 --> 00:31:26.780 Trump initiated the Trump savings plan for children that are born from 1920, from 20, born from 2025 on. 421 00:31:27.380 --> 00:31:30.420 The government puts a certain amount of money. 422 00:31:31.100 --> 00:31:36.320 It's in, I think it's in the thousands, two, three or $4,000, something like that. 423 00:31:36.840 --> 00:31:37.760 Oh, it's $1,000. 424 00:31:38.260 --> 00:31:42.480 The government of the United States of America, Trump said, this is a good idea. 425 00:31:43.020 --> 00:31:44.580 By the way, he did this with his kids. 426 00:31:44.880 --> 00:31:47.080 That's the way he's doing it for you, which is great. 427 00:31:47.280 --> 00:31:49.180 Everybody, you know, I don't care what you think about him. 428 00:31:50.440 --> 00:31:51.580 He did a great thing here. 429 00:31:53.040 --> 00:31:58.620 And kids get a government account with a thousand dollars deposited in it that's managed by the United States government. 430 00:31:59.300 --> 00:32:01.120 And it's tied to the market. 431 00:32:02.020 --> 00:32:06.720 And when they become 18 years of age, they get a note from the United States government saying, you have 432 00:32:06.720 --> 00:32:10.200 this much money now that has earned interest and increased in percentage. 433 00:32:11.040 --> 00:32:14.100 And it was $1,000 that grew in the stock market. 434 00:32:14.220 --> 00:32:14.880 And here you go. 435 00:32:16.100 --> 00:32:17.040 Trump did that. 436 00:32:17.880 --> 00:32:20.460 The Bible said that thousands of years ago. 437 00:32:22.440 --> 00:32:23.080 It's awesome. 438 00:32:24.820 --> 00:32:26.440 And then we'll have to end with this. 439 00:32:26.540 --> 00:32:33.620 My goodness, 31 minutes, Malachi chapter three, verse 10, bring all the tithes into the storehouse that there may be 440 00:32:33.620 --> 00:32:39.180 food in my house, God says, and try me now in this thing, says the Lord of hosts. 441 00:32:39.580 --> 00:32:45.280 If I will not open for you the windows of heaven and pour out for you such blessings that there 442 00:32:45.280 --> 00:32:47.540 will not be room enough to receive it. 443 00:32:48.240 --> 00:32:49.280 Such blessings. 444 00:32:49.780 --> 00:32:50.720 Let me end with this. 445 00:32:53.340 --> 00:32:54.360 What is such blessings? 446 00:32:55.040 --> 00:32:59.660 This is a test, right? 447 00:33:00.020 --> 00:33:02.660 This is a test of the national broadcast. 448 00:33:03.080 --> 00:33:05.540 Listen, this is a test by the national security agency. 449 00:33:05.660 --> 00:33:06.360 This is a test. 450 00:33:11.280 --> 00:33:17.700 Give to God's causes, whatever God's concerned about, and he will return to you blessings. 451 00:33:17.900 --> 00:33:18.580 What does that mean? 452 00:33:19.060 --> 00:33:21.880 If you think money, you're thinking wrong. 453 00:33:24.040 --> 00:33:25.640 I want you to take a deep breath and relax. 454 00:33:25.780 --> 00:33:26.240 Think bigger. 455 00:33:26.860 --> 00:33:27.520 Think bigger. 456 00:33:28.980 --> 00:33:33.160 There's a lot, a lot that's bigger than money. 457 00:33:34.100 --> 00:33:37.460 Put God first, support his work. 458 00:33:38.540 --> 00:33:40.520 He'll bless you back with blessings. 459 00:33:41.940 --> 00:33:46.860 You can have a billion dollars and you cannot buy health. 460 00:33:47.720 --> 00:33:49.220 What if God blesses you with health? 461 00:33:51.770 --> 00:34:00.320 You can have a trillion dollars, but you have rotten relationships with your wife or your husband or family. 462 00:34:00.680 --> 00:34:01.600 You can't buy it. 463 00:34:03.040 --> 00:34:04.260 Two different economies. 464 00:34:05.180 --> 00:34:05.940 You know what God does? 465 00:34:06.260 --> 00:34:07.620 God says, you know what I'm going to do? 466 00:34:07.920 --> 00:34:08.560 Here's what I'm going to do. 467 00:34:09.420 --> 00:34:16.739 Because you put me first, I'm going to bless you back and let him bless you back. 468 00:34:17.560 --> 00:34:22.340 Don't tell him, well, that means I'm going to get a raise. 469 00:34:22.739 --> 00:34:23.520 It could. 470 00:34:23.820 --> 00:34:25.199 I don't care about that. 471 00:34:25.980 --> 00:34:29.699 I'd rather have my life favored by the grace of God. 472 00:34:30.580 --> 00:34:42.820 Good relationships with my kids, grandkids, my staff, the ministries, businesses, people, health, influence. 473 00:34:44.040 --> 00:34:47.940 Come on, you can have all the money in the world and you can't influence anybody. 474 00:34:49.219 --> 00:34:51.540 What if God gives you favor to influence people? 475 00:34:52.800 --> 00:34:53.659 That's precious. 476 00:34:56.570 --> 00:35:00.530 Well, there's one thing that God did not bless us with, and that is with enough time, which means God, 477 00:35:00.610 --> 00:35:04.310 who is sovereign, knows that 34 minutes is time to stop. 478 00:35:04.970 --> 00:35:06.990 So you guys, thanks for joining. 479 00:35:07.110 --> 00:35:11.010 If you'd like to hear more stuff, if you'd like me to expound more on some of these things, was 480 00:35:11.010 --> 00:35:12.550 this too practical to you? 481 00:35:13.010 --> 00:35:14.970 Or what about other topics? 482 00:35:15.270 --> 00:35:16.590 Please, we'd love to hear from you. 483 00:35:16.770 --> 00:35:18.050 Give me ideas. 484 00:35:18.210 --> 00:35:18.870 Give me topics. 485 00:35:19.370 --> 00:35:20.570 I bumped into a kid. 486 00:35:21.070 --> 00:35:21.750 Where was I? 487 00:35:23.550 --> 00:35:24.810 It doesn't matter where I was. 488 00:35:24.890 --> 00:35:25.810 It was very recent. 489 00:35:26.630 --> 00:35:30.210 This young man, I'm impressed. 490 00:35:30.370 --> 00:35:31.390 He's 17 years old. 491 00:35:31.470 --> 00:35:33.030 The guy was like 6'4". 492 00:35:34.730 --> 00:35:37.830 And he said, Pastor Jack, I listen to your podcast all the time. 493 00:35:37.870 --> 00:35:39.110 I said, oh my gosh, that's great. 494 00:35:39.870 --> 00:35:44.690 You just blessed me, man, by saying that you listened to an old guy talk to you about life. 495 00:35:44.870 --> 00:35:46.890 And he said, no, no, man, I'm just loving it. 496 00:35:47.070 --> 00:35:53.170 And I said, you could really do me a favor if you just sent me ideas and questions and thoughts 497 00:35:53.170 --> 00:35:55.010 from your generation that you represent. 498 00:35:55.010 --> 00:35:56.390 He said, I'd love to. 499 00:35:56.470 --> 00:35:57.010 I'm going to do it. 500 00:35:57.030 --> 00:35:58.090 I said, great, do it. 501 00:35:58.510 --> 00:36:00.150 Please, friend, do that. 502 00:36:00.290 --> 00:36:01.250 What do you want me to talk about? 503 00:36:01.530 --> 00:36:02.610 From a biblical worldview? 504 00:36:03.110 --> 00:36:04.310 What do you want me to talk about? 505 00:36:04.670 --> 00:36:10.430 This is something we just got done talking about that otherwise did not look like a biblical worldview issue, did 506 00:36:10.430 --> 00:36:10.670 it? 507 00:36:11.350 --> 00:36:16.750 And look how much in a short period of time does the Bible talk about you and I staying clear, 508 00:36:17.630 --> 00:36:23.810 dangerous, free from, on guard against the love of money? 509 00:36:24.810 --> 00:36:25.030 Nope. 510 00:36:25.730 --> 00:36:30.210 The Christian call is be wise to use money. 511 00:36:30.910 --> 00:36:35.250 If it's even a widow's might, a little bit. 512 00:36:35.970 --> 00:36:39.990 Be faithful in that, and God will make you faithful in more. 513 00:36:40.750 --> 00:36:41.950 And that's not just money. 514 00:36:42.590 --> 00:36:45.070 Make you faithful in more of life. 515 00:36:46.370 --> 00:36:47.850 Until next time, God bless you guys. 516 00:36:52.120 --> 00:36:57.880 This Jack Hibbs podcast, as well as all the broadcast outreach opportunities are listener supported. 517 00:36:58.440 --> 00:37:01.440 Will you consider partnering with us through a special gift? 518 00:37:01.660 --> 00:37:06.740 Go to Jackhibbs.com to learn more and stay connected.